عربي

Fees

At Ziina, we keep it simple with no setup fees, or hidden charges. Enjoy fair pay-as-you-go pricing. All fees shown below are subject to a standard 5% Value Added Tax (VAT). This VAT is applied to the fee, not to the entire volume of the transaction.

Last updated 6 January 2026
coin
Personal
Business

Receive payments

All payment methods
Free

Send payments to

Payments to Ziina Business accounts
All payment methods
Free
To other Ziina personal accounts
Payments via Ziina balance
Free
Sending payments using UAE debit card
2.9% + 1 AED per transaction
Sending payments using UAE credit card, international payment card, Apple Pay, or Google Pay
2.9% + 1 AED per transaction

Based on a Plan type

Lite

Violet

Cost of membership plan
Free
100 AED monthly / 996 AED yearly (incl. VAT)
Card spend in non-AED currency
0% up to 3,000 AED per calendar month, then 0.5% per transaction
0% up to 20,000 AED per calendar month, then 0.5% per transaction
Top ups via card
2.5% per transaction
1% up to 5,000 AED per billing cycle, then 2.5%
Top ups via bank transfer
Free
Free

Services

Current pricing

Future pricing
Effective starting 10 February 2026

Cash outs (excluding bank fees)
Free
1 AED

Non-Ziina users

Payments to Ziina Personal accounts
Payments via cards
2.9% + 1 AED per transaction
Payments to Ziina Business accounts
Payments via cards
Free
We may need to change our fees from time to time. We’ll let you know in advance when we do. You agree to pay the applicable fees disclosed to you when you create your Ziina personal Account or Ziina business Account. All balances and all fees, charges, and payments collected or paid through Ziina Services are denominated in UAE dirhams (AED). Please note that Ziina will not be responsible for any fees, charges, taxes, or levies imposed by third parties. Customers will be responsible for being aware of and discharging all such fees, charges, taxes, and levies. When accepting payments at a different currency, the exchange rate applied between currencies may not be the same as the market rate. This will be calculated based on reference rates obtained by Ziina from reasonable third party sources. Please refer to the Terms & Conditions page for more details